"       Review credit and appraisal documentation submitted and re-compute calculations, as required, to verify accuracy.
"       Review conforming conventional loans with limited risk and make decisions; act as a credit examiner for FHA/VA and jumbo loans requiring second signature by Senior Underwriter or Regional Underwriting Manager.
"       Offer alternative ways to make loan work to underwriting signer.
"       Make a loan decision with minimal supervision, based on the credit employment and income stability, as well as the property, based on the appraisal submitted.
"       Communicate decisions promptly and thoroughly.
"       Review corporate memos to keep current with changes in underwriting standards and maintain up to date information.
"       Respond to Internal Audit inquiries.
"       Remains responsive to customer needs.
"       Maintains goals set by region.
"       Maintains a good attitude.
"       Maintains consistency.
"       Assists with post-closing problems.
Skills:
Requirements include:

"       High School graduate; College Degree desirable, or commensurate experience.
"       Conventional loan underwriting experience a must.
"       Strong working experience with FNMA and FHA underwriting guidelines.
"       DE Certified a must
"       DU/LP and conventional experience.
"       Familiarity with private investors and private mortgage insurance guidelines.
"       Ability to make independent decisions.
"       Professional verbal and written communication skills.
"       Direct Endorsement certification a must!
"       Minimum five years underwriting experience in all types of loans or four years underwriting conventional loans.
"       Strong time management skills.
Skills: